We compiled SmartBiz reviews from our own website and from around the web and determined that it generally has positive ratings. Positive SmartBiz reviews noted the simple process for applying for an SBA loan and appreciated the help received from SmartBiz staff. The few negative SmartBiz reviews were from borrowers who did not receive approval for funding.

But, if you do need to expand your one-page business plan into a more full-fledged plan that includes more details on your company and your target market, you can follow our step-by-step guide for writing a detailed business plan, download our free business plan template, or review any of our more than 500 complete sample business plans. These resources are all free, and if you have questions, please reach out on Twitter @Bplans.
Consider your expertise. If you take the time to reflect on your experiences, you will realize that you have more knowledge about which to write than you might think. Begin by listing three assets that define you, such as your profession, a special hobby or a personality trait. Next, list three things that inspire you, such as religion, education or charity. Finally, list three of your dreams, such as getting married, traveling or spending more time with your children. These three lists should give you many ideas of topics about which you can write.[13]
Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:

You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.


Take it seriously. Yes, you’re applying for an online job. Yes, you can do the work in your underwear, but that doesn’t mean it’s not a “real job”. You must treat it as such or they aren’t going to treat you as a serious candidate. You aren’t the only one who wants to work in their underwear. In fact, the competition online is likely higher than it is in your local area.
Pros of using a business plan template: A good business plan template can help you get your thoughts organized. It can provide a guideline so you’re not stuck looking at a blank page trying to figure out where to start. Plus, it shows you the general layout of a standard business plan so you know what goes where and that you're not leaving out anything.

But, if you do need to expand your one-page business plan into a more full-fledged plan that includes more details on your company and your target market, you can follow our step-by-step guide for writing a detailed business plan, download our free business plan template, or review any of our more than 500 complete sample business plans. These resources are all free, and if you have questions, please reach out on Twitter @Bplans.


Find work. When you first start out, you may have to accept work writing about a topic you don’t find all that interesting. You must keep an open mind and be willing to accept work that may not be in your desired field. However, as you continue to write, you not only learn about more topics, but you also build your reputation. With time, you can be choosier about assignments you want to accept.[19]
But that was 2007, and quite a bit has changed since then. Where a side business was once a novel idea, it has since become much more mainstream. According to the Bureau of Labor Statistics, freelancers now make up around 15% of the workforce, compared to only 7% in 1995. And the trend isn’t expected to stop here. The BLS reports that freelancers and self-employed individuals may comprise 20% of the workforce by 2020.
Use current resources in new ways. Like most young companies, we encountered a cash flow crunch at PC Care Support. We had about 50 employees, and we wanted to protect everyone’s jobs. We looked at all of our departments and all of our employees’ skill sets to see where we could generate revenue. A few employees in the tech support department stepped up and offered to develop software for other customers. Then a few in the marketing department offered to develop websites. We added website and software development to our suite of services and landed a contract with Nationwide Insurance, taking the company from negative cash flow to 15% net profit per month in three months. This got investors interested in our company, and it enabled us to have the cash we needed to get back to our core services.
My 8 yr old daughter was diagnosed with Apraxia of speech, Regulation Disorder of Sensory Processing, ADHD and possible Autism. I want to open a small local shop that offers the tools needed to help children like her or even children with learning disabilities. It would sell weighted blankets, learning games and activities and so on. Some would be made by hand, others bought and sold in shop. Is this do able? There are no shops around it’s all online. Thoughts please.
Now, it’s time to plan out your show. If you’re doing an interview-style show, you’ll now want to start getting some guests involved. You can use your existing social network to reach out to people you already know or are connected with on Twitter or Facebook. You can also head to Medium or Amazon to find authors or experts on topics specific to your niche.

Although SmartBiz offers the easiest SBA loan process we have come across, it can still take up to 30 days to get funded and has higher minimum requirements than other loans. For a larger loan up to $500,000 and funding as soon as the next day, consider applying with OnDeck instead. If your business needs fast funding for a smaller amount, then Fundbox may also be a better alternative.
Minimum qualifications for Fundbox make it one of the most accessible working capital loans on our list. Fundbox has few stated criteria, including a minimum of six months in business and preferably more than $50,000 in annual revenue. Fundbox bases its qualification decision on your sales, growth, and customer retention by assessing your accounting records or banking transactions.
If you enjoy writing, find a topic you’re passionate about and start a website dedicated to covering that topic and anything else interesting you want to talk about. All you need is a computer, some time, and some energy to consistently write. It can start as a hobby and turn into a business over time. And blog hosting can cost less than $12 per month.

Besides invoice factoring, BlueVine also offers a line of credit and term loan. As with Kabbage, small business owners who use these products through BlueVine can make monthly payments. The term loan and line of credit both offer borrowers limits of $250,000 and offer maximum repayment terms up to one year. Both financing options share an online application and can get you easy funding in as little as one business day.
Many small businesses in your community could use a very basic web presence to tell others about their business. Quite often, these businesses don’t have a large budget for such things. That’s where you come in – get a bunch of clients from the local community by beating the pavement, create sites for them, and maintain them for a small fee. Get enough businesses and you have a nice side business of your own that doesn’t require a ton of maintenance time.
Now, making money online should seem like a pleasurable activity. Why wouldn't we do just about anything to see things through, since it would be a major source of pleasure, right? Wrong. In the beginning, like anything else, we might get really excited about it. We might also set our hopes very high. But that all comes crashing down when we begin to fail.
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